Contents

In This Study 1
Methodology ............................................................................................................................................ 1
Definition of Solutions....................................................................................................................... 2
Definition of Geographic Markets ...................................................................................................... 2
Executive Summary................................................................................................................................. 3
Situation Overview 4
Current Industry Status............................................................................................................................ 4
Main Industry Indicators .................................................................................................................... 4
Intermediary Services....................................................................................................................... 6
Industry Structure .............................................................................................................................. 7
Competitive Analysis ......................................................................................................................... 11
Banking Industry Reforms ................................................................................................................. 11
Basel II Accord and China Banking Industry’s Risk Management ..................................................... 12
Development Trends ............................................................................................................................... 13
Bank Initial Public Offerings............................................................................................................... 13
Private Capital Participation............................................................................................................... 13
Mixed Operations .............................................................................................................................. 13
Mergers and Acquisitions and Restructuring ..................................................................................... 13
Increased Competition with Foreign Banks .......................................................................................14
Higher Risk Management Requirements........................................................................................... 14
Intermediary Services Become a Key Profit Source.......................................................................... 14
Retail Banking Becomes a Key Direction of Development ................................................................ 14
Industry Procurement Behavior Analysis .................................................................................................. 15
IT Procurement Demand Points ........................................................................................................ 15
IT System Procurement Decision Process ........................................................................................ 17
Banking IT Adoption Overview ................................................................................................................. 18
2005 Top 10 Highlights in Banking Informatization............................................................................ 18
Banking IT Spending Analysis........................................................................................................... 21
Banking Solution Market Overview........................................................................................................... 22
Deployment of Major IT Solutions...................................................................................................... 22
2005 Spending on Solutions.............................................................................................................. 30
Banking Solution Market Competitive Analysis......................................................................................... 34
Top 10 Solution Providers and Their Market Shares ......................................................................... 34
Vendor Profiles................................................................................................................................. 35
Future Outlook 47
Forecast and Assumptions ....................................................................................................................... 47
IT Spending Forecast ............................................................................................................................... 51
IT Application Priorities and Development Directions ........................................................................ 51
Banking IT Market Size and Forecast................................................................................................ 53
Solution Market Forecast......................................................................................................................... 56
Banking Solution Market Forecast by Software and Services ........................................................... 56
Banking Solution Market Forecast by Solution .................................................................................. 58
Banking Solution Market Forecast by Geography ............................................................................. 62
Core Banking System Market ................................................................................................................... 63
Market Size and Growth Forecast ..................................................................................................... 64
Geographic Distribution ..................................................................................................................... 66
Competitive Analysis ......................................................................................................................... 67
Payment and Clearing System Market ..................................................................................................... 67
Market Size and Growth Forecast ..................................................................................................... 68
Geographic Distribution ..................................................................................................................... 69
Competitive Analysis ......................................................................................................................... 70
Channel Management System Market...................................................................................................... 70
Market Size and Growth Forecast ..................................................................................................... 71
Geographic Distribution ..................................................................................................................... 73
Competitive Analysis ......................................................................................................................... 74
Customer Relationship Management/ Call Center Solution Market.......................................................... 74
Market Size and Growth Forecast ..................................................................................................... 75
Geographic Distribution ..................................................................................................................... 77
Competitive Analysis ......................................................................................................................... 78
Intermediary Business System Market ..................................................................................................... 78
Market Size and Growth Forecast ..................................................................................................... 79
Geographic Distribution ..................................................................................................................... 81
Competitive Analysis ......................................................................................................................... 82
eBanking Solution Market......................................................................................................................... 83
Market Size and Growth Forecast ..................................................................................................... 84
Geographic Distribution ..................................................................................................................... 86