Table Of Contents
1. Deposits
􀂃 Total Deposits 4
􀂃 Core deposits 5
􀂃 Large Time deposits 6
􀂃 Money Market Funds 7
􀂃 Deposits vs. Loans 8
2. Loans
• Total Loans 10
• C&I Loans 11-12
• Consumer Loans 13-14
• Real Estate Loans 15-16
3. Consumer Finance
• Total Debt/GDP 18
• Debt to GDP by Segment 19
• Sources of Funds 20-22
4. Indicators
• Inventory 24
• Industrial Production Index 24
• Capacity Utilization 25
• Leading Indicators Index 25
• Money Supply (M2) 26
• General Business Activity 26
• Consumer Confidence Index 27
• Weekly Jobless Claims 28
• Unemployment Rate 28
• Housing Price Index 29
• Personal Savings Rate 29
• Household Debt Service Obligations 30
􀂃 RPX Index 31-34
􀂃 Mortgage Indices (Refinance, Purchase) 35
􀂃 Mortgage Market Share 36
5. Interest Rates
• 10yr-3mo, 5yr-3mo, 2yr-3mo 38
• Yield Curve 39
• LIBOR-OIS Spread 40
• US Inflation Expectations: Break-Even 10yr Yield 41
6. Credit Quality
• Credit Default Swap 43
• Corporate Spreads 44-45
• Bankruptcy Filings 46-47
• FDIC Quarterly Loss Rates 48-50
• Residential Mortgage vs. Jobless Claims 51
• C&I Delinquencies vs. Capacity Utilization 52
• Bank Failure: Number & Assets 53-54
• Closed Loan Sales: 1994 to Present 55-56
• US Commercial Bank Assets 57
7. Capital Markets
• Equity Underwriting 59
• HY Debt Underwriting 60
• IG Debt Underwriting 61
• Announced M&A 62
• Completed M&A 63
• Bank M&A (Announced) 64
8. Valuation
• Market Indices 66
• Trading Volumes 67