曾 卫

(南京财经大学金融学院，江苏南京 210003)

 

摘 要：股份制商业银行的发展推动了我国金融总量的增长，改善了我国银行业的运行效率。随着我国金融市场化改革的快速推进，如何提高股份制商业银行的经营实力，已成为迫切需要加以研究的一个重要问题。本文基于英国《银行家》杂志“世界1000家大银行”排名的数据资料，应用统计分析中的综合评价方法对我国股份制商业银行的经营实力进行了综合评价和实证分析，结果表明，资本实力、经营规模和资本充足率是影响我国股份制商业银行综合经营实力的主要因素。

关键词：股份制商业银行 经营实力 统计综合评价 TOPSIS方法

 

The Comprehensive Evaluation and Analysis of the Business Capacity of Share-holding Commercial Banks ZENG Wei 

(School of Finance, Nanjing University of Finance & Economics, Nanjing 210003, China)

 

Abstract: Based on The Banker’s the Top 1000 world banks listing, the author used the comprehensive evaluating method of statistical analysis to make comprehensive evaluation and empirical study to the business capacity of major share-holding commercial banks in China. It is obviously to see that the key factors of affecting comprehensive business capacity of share-holding commercial banks in China are the capital strength, assets size and capital assets ratio.

Key words: share-holding commercial bank; business capacity; comprehensive evaluation; TOPSIS

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