Credit Policy, Guidelines and Procedures Manual 信贷政策，指南及程序手册   lKey business objectives 主要业务目标 lStructure and Responsibility 结构及职责 lEconomic Outlook 经济预期 lSectoral Analysis 行业分析 lBusiness Strategy and Focus 业务战略和重点 lRisk Assessment and Credit Appetite 风险评估和信贷偏好 lLending Guidelines 贷款指南 lCredit Products, Procedures and Advice 信贷产品、程序和建议